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Retirement is the period
when an individual withdraws from his or her job and begins
living on money from savings, social security, retirement
plans and other sources of income.
It was once called
The Golden Years. It has been said that
it is a time to accomplish what has been said to
completing (filling) the bucket. You need to put in your time and your reading to
enter the world of retirement. Make sure you contact your
federal, county and state agencies to understand what you
must do and what information you must supply. Ask questions
and understand fully what they will or will not provide in
your retirement. Set up insurance and savings programs to
aid in financing your retirement, make sure to ask the
agents about maturity and penalties for withdrawal. |
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Lately there has been a
movement by politicians wanting to eliminate, limit, or move
the state and federal retirement systems to other agencies, this is
outlandish. People have worked their whole life and look foreword to this
time in their life when they can relax, travel, spend time
with their families and do things they could not do with the
restraints of their jobs. |
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You will be on a fixed
income and will be at the mercy of inflation, limited stocks
and supplies of products. Furthermore you will find that you
will not be able to buy everything you have previously
bought. |
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You will experience aches
and pains that come with your age and physical conditions.
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You will see the loss of
parents and siblings since they too have already retired or
will be retire ring. |
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Your friends and acquaintances
will fall away either by choice, or death. |
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Your will experience
periods of loneliness which is often a part
of retirement. |
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Travel and recreation will
become difficult due to medical, physical and psychological
restrictions. |
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Legal, medical, economic age discriminations are part of our system and as a result,
therefore
your needs and your plans may not come to pass. |
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Age related diseases will
come to play and must be dealt with. |
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You will begin thinking
heavily about your past, future and what you can do with the
limited time remaining. |
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Scammers and fraudsters
have decided to target retirees so beware of offers. |
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Loss of memory, lack of
decision making and slight brain fog is a definite part of
retirement. |
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Financial Plans |
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Planning Tools |
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Advice for a
Great Retirement |
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